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Description

As an Underwriter, Commercial in the Commercial Banking team at National Bank, you will be responsible for credit structuring, underwriting, risk management, and client support for a complex client portfolio with loan volumes typically over $10MM. This role involves performing credit underwriting, monitoring, and adjudication for mid-market commercial banking clients. You will ensure compliance with credit policies and act as a mentor to the specialist team, engaging daily with clients and collaborating with sales teams to develop comprehensive solutions.

What We're Looking For

Partner with sales teams for effective and timely credit underwriting for new and existing borrowing clients.,Manage risks and day-to-day client relationships for Mid-Market commercial clients.,Collaborate with the sales team to develop creative, ambitious, full-service client solutions.,Apply risk mitigation skills using knowledge of credit policies and arrangements.,Ensure appropriate measures and risk assessment protocols are implemented, balancing risk and reward.,Proactively manage risk with prudent lending recommendations, consistent monitoring, and due diligence.,Exercise good judgment and decisive actions to meet client needs.,Engage with clients daily, providing critical retention touchpoints.,Actively determine client needs and refer them to other business partners across NBC.,Embrace values and lead with intention and conviction.,Establish and sustain a psychologically safe and positive work environment.,Champion change and collaboration, fostering a united NBC approach.,Coach fearlessly, provide intentional feedback, and strengthen learning culture.,Invest in people-first talent management through acquisition, development, engagement, and retention initiatives.,Learn from failures and deliver results.

Ideal Candidate

Hold a Bachelor’s Degree in commerce, finance, or accounting fields.,6 years of experience.,Knowledge of functions of risk management, banking, business lending.,Experience in commercial credit underwriting across a broad range of industries with direct leadership & coaching experience.

Minimum Education

Bachelor's Degree

Hard Skills

Credit Underwriting
Risk Management
Commercial Banking
Business Lending
Financial Analysis

Soft Skills

Communication
Diversity & Inclusion
Driving Results
Emotional Intelligence
Teamwork
Accountability
Client-focused
Empathy
Initiative
Learning Agility
Resiliency
Humility
Leadership
Coaching

Work Hours

Full-Time, adaptable working hours

Benefits

Health and wellness program
Flexible group insurance
Generous pension plan
Employee Share Ownership Plan
Employee and Family Assistance Program
Preferential banking services
Opportunities to get involved in community initiatives
Telemedicine service
Virtual sleep clinic

About the Company

N

National Bank of Canada

National Bank of Canada is one of the six systemically important banks in Canada, providing a comprehensive range of financial services to individuals, businesses, and institutional clients. Headquartered in Montreal, it is the leading financial institution in Quebec and holds strong positions across the country and internationally. The bank is committed to a people-first approach, fostering an entrepreneurial culture and sustainable growth for its communities.

Entrepreneurial
Inclusive
People-centric
Agile
Impactful
View all jobs at National Bank of Canada

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