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Description

Optimum Mortgage, a National Bank of Canada company specializing in Alt-A lending, is seeking a Senior Mortgage Documentation Officer. This role involves making confident decisions and reviewing pre-funding documentation in a paperless environment to ensure compliance with policy, regulatory, and audit requirements. The successful candidate will also provide high-value customer service to referral sources.

What We're Looking For

Review, validate and approve conditions for files including various income types, down payments, title searches, credit bureaus, and purchase documents, ensuring adherence to policies, lending standards, procedures, regulatory, and AML requirements.,Identify and escalate potential indicators of fraud, misrepresentation, or suspicious activity.,Work efficiently in a fast-paced, dynamic environment with tight timelines, prioritizing and adjusting output based on volumes and team capacity.,Drive the application pipeline forward through consistent follow-up on approved files.,Identify documentation deficiencies and collaborate with mortgage brokers, borrowers, underwriters, and internal teams to resolve issues in a timely manner, maintaining acceptable communication turnaround times.

Ideal Candidate

Business administration diploma or comparable experience working within an Alt-A lending environment.

Minimum Education

Business administration diploma

Hard Skills

Mortgage documentation review
Mortgage lending guidelines
Compliance (regulatory and AML)
Fraud detection
Mortgage file condition review (Income, Down Payment, Title Searches, Credit Bureaus, Purchase documents, company and condominium documentation)
Mortgage life cycle knowledge (conventional residential mortgages)

Soft Skills

Strong analytical competence
Attention to detail
Excellent interpersonal skills
Organization skills
Ability to prioritize
Efficient and effective written communication
Efficient and effective verbal communication
Teamwork
Empathy
Initiative
Learning Agility
Resiliency

Work Hours

Full-Time

Benefits

Health and wellness program
Flexible group insurance
Generous pension plan
Employee Share Ownership Plan
Employee and Family Assistance Program
Preferential banking services
Opportunities to get involved in community initiatives
Telemedicine service
Virtual sleep clinic

Special Commitments

Work in a fast-paced and dynamic environment with tight timelines,Flexibly prioritize and adjust output to align with service levels influenced by incoming volumes and team capacity,Maintain an acceptable turnaround time for communication touchpoints

Also Available At

About the Company

N

National Bank of Canada

National Bank of Canada is one of the six systemically important banks in Canada, providing a comprehensive range of financial services to individuals, businesses, and institutional clients. Headquartered in Montreal, it is the leading financial institution in Quebec and holds strong positions across the country and internationally. The bank is committed to a people-first approach, fostering an entrepreneurial culture and sustainable growth for its communities.

Entrepreneurial
Inclusive
People-centric
Agile
Impactful
View all jobs at National Bank of Canada

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