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Description

The Senior Commercial Credit Manager, part of the Credit Risk Management team at National Bank, is an expert in approving Mid-Market commercial credit. The role involves maximizing the quality of a commercial loan portfolio in alignment with the Bank's strategy, utilizing lending expertise and risk acumen to support business growth while maintaining the Bank's risk appetite.

What We're Looking For

Adjudicate credit applications within delegated lending limits, ensuring alignment with risk policies and appetite and meeting business line turnaround times.,Support the transition of CWB branch lending into the NBC environment, including coaching first-line teams on credit processes and systems.,Monitor and manage portfolio risk, including daily excesses, covenant breaches, and deteriorating credit situations.,Act as a subject matter expert for credit policy and technology.,Collaborate with business units to provide guidance, influence decisions, and ensure sound credit structuring.,Contribute to strategic initiatives and reporting by preparing insights and participating in deep dives or special mandates on credit risk topics.

Ideal Candidate

Bachelor's degree in Commerce, Finance, Accounting, or a related field.,5 - 7 years of experience in the Mid-Market segment, including underwriting and/or client-facing roles.,Strong understanding of credit adjudication and loan structuring across various geographies and industries.,Proven ability to influence and collaborate with internal partners at various levels.,Excellent communication and interpersonal skills, with the ability to coach and influence.,Solid analytical, organizational, and decision-making abilities.,Leadership of any new implemented credit initiatives and/or special mandates.

Minimum Education

Bachelor's Degree

Hard Skills

Commercial Banking
Credit
Credit Analysis
Adjudication
Loan Structuring
Risk Management

Soft Skills

Integrity
Sound Judgment
Relationship Building
Adaptability
Openness to Change
Strategic Thinking
Attention to Detail
Coaching
Initiative
Autonomy
Teamwork
Communication
Influence
Analytical Skills
Organizational Skills
Decision-making Abilities
Leadership

Benefits

Health and wellness program
Flexible group insurance
Generous pension plan
Employee Share Ownership Plan
Employee and Family Assistance Program
Preferential banking services
Opportunities to get involved in community initiatives
Telemedicine service
Virtual sleep clinic

Also Available At

About the Company

N

National Bank of Canada

National Bank of Canada is one of the six systemically important banks in Canada, providing a comprehensive range of financial services to individuals, businesses, and institutional clients. Headquartered in Montreal, it is the leading financial institution in Quebec and holds strong positions across the country and internationally. The bank is committed to a people-first approach, fostering an entrepreneurial culture and sustainable growth for its communities.

Entrepreneurial
Inclusive
People-centric
Agile
Impactful
View all jobs at National Bank of Canada

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