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Full-Time
On-Site

Retail Banker II - Middleton, MA

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Description

The Retail Banker II role at TD Bank involves acting as a customer liaison, providing financial expertise and consultative advice on banking solutions to help customers achieve their financial goals. This position contributes to business growth by identifying appropriate TD solutions and optimizing customer relationships. It requires a deep understanding of banking products, services, policies, and procedures for both personal and business banking. The role also involves proactive customer engagement, problem resolution, and adherence to operational guidelines.

What We're Looking For

Serve as a subject matter expert in the Store for customers and colleagues on all TD products, services, policies, and procedures, especially personal and business banking.,Make product recommendations based on customer needs, highlighting features and benefits.,Establish and nurture customer relationships through product knowledge and active listening.,Utilize Customer Relationship Management tools for proactive assessments and outbound sales activities.,Independently resolve customer issues, escalating when necessary.,Participate in customer outreach, servicing, and advice activities.,Engage in conversations about loan products and facilitate application intake.,Deliver a Legendary Experience by helping customers, building relationships, and providing service and advice.,Serve as a customer advocate for resolution, proactive tips, and insights.,Execute appropriate behaviors to deliver an unexpectedly human customer experience in the Store.,Engage in lobby leadership, orchestrating customer flow and guiding customers.,Educate customers on self-service options.,Perform various teller transactions, monitoring fraud and adhering to policies.,Ensure compliance with company guidelines and regulations (e.g., Bank Secrecy Act, Patriot Act).,Promote full suite of products, sales, services, and banking capabilities.,Understand and apply operating policies and procedures.,Support timely and accurate completion of business processes and procedures.,Escalate non-standard or high-risk transactions.,Ensure accuracy of prepared documentation and customer transactions.,Comply with Bank Code of Conduct.,Contribute to business objectives for Operational Excellence.,Adhere to all Risk and Control Policies and Procedures.,Participate as a team member, supporting a positive work environment and knowledge transfer.,Continuously enhance knowledge/expertise in own area.,Keep others informed on project status and day-to-day activities.,Contribute to a fair, positive, and equitable environment.,Act as a brand ambassador.,Utilize feedback for performance improvement.,Establish relationships with partner bankers for effective referrals.,Collaborate with team members for team and organizational success.,Actively seek opportunities to improve work delivery with high quality standards.,Take ownership of career and aspirations, seeking feedback for development.,Positively embrace change.,Adhere to TD's Shared Commitments and code of conduct.

Ideal Candidate

2+ years of related experience working with customers and/or sales.,Teller experience (preferred).,Cross-trained to take customer transactions upon hire.,Superior Customer Service skills.,Strong organization skills to handle multiple tasks in a fast-paced environment.,Excellent communication skills (concise, clear, consistent).,Demonstrated effective problem-solving skills.,Demonstrated ability to schedule and prioritize work.,Demonstrated ability to work independently and within deadlines.,Proficient in Microsoft Office.,Ability to provide community services, including Financial Education classes.,Notary License (preferred).

Minimum Education

HS Diploma or GED required; 2 year degree preferred

Hard Skills

Financial expertise
Product knowledge (personal banking, business banking)
Customer Relationship Management (CRM) tools
Loan product knowledge
Teller transactions
Fraud mitigation
Operational policies and procedures
Microsoft Office proficiency
NMLS registration (Nationwide Mortgage Licensing System and Registry)
Regulation Z compliance
SAFE Act compliance
Bank Secrecy Act compliance
Patriot Act compliance

Soft Skills

Consultative advice
Customer liaison
Relationship building
Active listening
Problem-solving
Communication (concise, clear, consistent)
Organization
Prioritization
Working independently
Teamwork
Customer service
Advocacy
Lobby leadership
Mentorship
Adaptability
Continuous learning

Work Hours

40 hours/week

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off (Vacation PTO, Flex PTO, Holiday PTO)
Banking benefits and discounts
Career development
Reward and recognition
Training and onboarding sessions
Mentoring programs

Special Commitments

Must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry).,Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act.,Must be eligible for registration as a registered mortgage loan originator with the NMLS.,Satisfactory results on a criminal background check and a credit report check.,Statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority are required.,Domestic Travel – Occasional.

About the Company

T

The Toronto-Dominion Bank

The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Group, one of the largest banks in North America. TD provides a wide range of personal, commercial, and investment banking products and services to over 27 million customers globally. Headquartered in Toronto, Canada, the bank operates through key segments including Canadian Retail, U.S. Retail, and Wholesale Banking.

Inclusive
Community-focused
Professional
Growth-oriented
Caring
View all jobs at The Toronto-Dominion Bank

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