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Description

Optimum Mortgage, a National Bank of Canada company, is seeking a Mortgage Documentation Officer for Alt-A lending. This role involves making decisions on mortgage conditions and reviewing pre-funding documentation in a paperless environment to ensure compliance with policy, regulatory, and audit requirements. The ideal candidate will be organized, detail-oriented, self-led, and provide high-value customer service to referral sources.

What We're Looking For

Review, validate and approve conditions for files including various Income Types, Down Payment, Title Searches, Credit Bureaus, Purchase documents, Bank Statements, ensuring adherence to policies, lending standards, procedures, regulatory and AML requirements.,Identify potential indicators of fraud, misrepresentation, or suspicious activity and escalate concerns.,Work in a fast-paced, dynamic environment with tight timelines, prioritizing and adjusting output based on volumes and team capacity.,Drive the application pipeline through consistent follow-up on approved files via weekly funding report analysis.,Identify documentation deficiencies and collaborate with mortgage brokers, borrowers, underwriters, and internal teams to resolve issues timely, maintaining acceptable communication turnaround times.

Ideal Candidate

Business administration diploma or comparable experience working within an Alt‑A lending environment.

Minimum Education

Diploma (Business Administration)

Hard Skills

Mortgage documentation review
Alt-A lending environment
mortgage lending guidelines
compliance
regulatory requirements
AML requirements
fraud detection
income verification
down payment review
title searches
credit bureau analysis
purchase document review
company documentation
condominium documentation
mortgage life cycle
analytical competence

Soft Skills

Attention to detail
interpersonal skills
organization skills
prioritization
communication (written and verbal)
eager
confident
self-led
collaborative
empathy
initiative
learning agility
resiliency
teamwork

Work Hours

Full-Time

Benefits

Health and wellness program
flexible group insurance
generous pension plan
Employee Share Ownership Plan
Employee and Family Assistance Program
preferential banking services
opportunities to get involved in community initiatives
telemedicine service
virtual sleep clinic

Also Available At

About the Company

N

National Bank of Canada

National Bank of Canada is one of the six systemically important banks in Canada, providing a comprehensive range of financial services to individuals, businesses, and institutional clients. Headquartered in Montreal, it is the leading financial institution in Quebec and holds strong positions across the country and internationally. The bank is committed to a people-first approach, fostering an entrepreneurial culture and sustainable growth for its communities.

Entrepreneurial
Inclusive
People-centric
Agile
Impactful
View all jobs at National Bank of Canada

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