Description
This role involves acting as a credit expert within the Commercial & Private Wealth Management 1859 team, collaborating with commercial account managers and external partners. The manager will conduct high-quality credit analyses, structure financing applications to mitigate risks, determine client financing needs, and negotiate credit terms. The position requires ensuring credit applications meet the Bank's profitability requirements, updating client files, and serving as a resource person for credit matters while identifying sector-specific risks. The primary goal is to positively impact colleagues and customers through expertise in commercial financing.
What We're Looking For
Perform high-quality credit analyses according to Credit Centre standards and make recommendations.,Structure credit applications by mitigating risks and developing financing scenarios that meet client needs and Bank risk criteria.,Participate in determining client financing needs in collaboration with the Commercial Account Manager.,Negotiate credit terms and conditions with Credit Risk Management as needed and confirm financing availability.,Obtain comments from Account Managers on preliminary credit applications, adjust, and present to the RVP before forwarding to Credit Risk Management.,Produce documents and update client files in collaboration with account representatives and Credit Risk Management for efficient processing.,Act as a resource person for the team in credit matters and assist in developing team members' skills.,Identify inherent risks to sector activities.
Ideal Candidate
A bachelor's degree in a related field and 6 years of relevant experience, OR a master's degree in a related field and 4 years of relevant experience, OR an undergraduate diploma from the National Bank University Program and 8 years of relevant experience.,Negotiation experience.,Experience in commercial credit.,Experience analyzing financial statements.,Excellent interpersonal and communication skills with an ability to effectively collaborate with partners and form well-reasoned recommendations.
Minimum Education
Bachelor's Degree or Master's Degree or Undergraduate Diploma from National Bank University Program
Hard Skills
Soft Skills
Benefits
Special Commitments
Occasional travel will be required for client and team meetings.
Also Available At
About the Company
National Bank of Canada
National Bank of Canada is one of the six systemically important banks in Canada, providing a comprehensive range of financial services to individuals, businesses, and institutional clients. Headquartered in Montreal, it is the leading financial institution in Quebec and holds strong positions across the country and internationally. The bank is committed to a people-first approach, fostering an entrepreneurial culture and sustainable growth for its communities.
We respect your privacy
BerryMap uses cookies to provide essential features, analyze usage, and improve your experience. You can customize your preferences below.