Manager, Credit Structures

Provide high-end relationship management and credit advice to high-net-worth Canadians following the Black Card Experience principles.,Deliver a superior credit experience through deep-discovery conversations, analyzing options, and presenting credit advice-centered solutions.,Offer proactive credit advice and develop innovative credit solutions for Private Banking clients.,Prepare and submit comprehensive and accurate credit proposals for approval promptly, supported by due diligence and financial statement analysis.,Lead client discussions on mortgage renewals and process client requests.,Proactively manage credit renewals by submitting files within deadlines.,Collaborate with partners like Risk Management to provide client solutions.,3-5 years of lending experience with demonstrated proficiency in personal/small business credit structuring in the banking industry.,Proven ability to analyze, interpret, and understand financial statements to articulate cash flow from multiple income streams (personal and business).

University or college degree.,Complex lending, small business and/or commercial banking experience (Nice to have).,Knowledge and understanding of RBC Private Banking financing products, credit/risk procedures, guidelines, and standards (Nice to have).,Strong commitment to continuous learning and educational development (Nice to have).,Demonstrated persistence to achieve desired goals and the agility to handle change with flexibility (Nice to have).

University or college degree

Requires 3 days a week on-site presence, subject to change.