Loan Underwriter III – Home Equity Disposition Desk

Underwrite ethical and salable residential mortgage and consumer loans and evaluate risk, ensuring loan quality.,Approve loans, issue alternative options, or adverse action based on sound judgment and bank policies.,Validate data entry in the Loan Operating System and evaluate all applicable documentation.,Identify and manage loan exceptions, ensuring proper approval and documentation procedures.,Escalate integrity issues and ensure compliance with internal guidelines and external regulations.,Maintain knowledge of loan product guidelines, internal policies, and regulatory requirements.,Coach and mentor operations staff and assist with training.,Monitor vendor performance and submit monthly reports to management (if required).

2-year degree or equivalent experience preferred.,3-5 years loan underwriting experience or 5-7 years of loan processing experience.,3-5 Years Residential Loan Underwriting Experience.,Supports High Net Worth/Wealth Mgmt customers, with residential/consumer lending limits in the $1-2MM aggregate range as approved by Credit Risk Management.

2 year degree or equivalent experience preferred

Occasional Domestic Travel