The Credit Portfolio Manager II (CPM) at TD Bank performs financial analysis for credit decisions on new and existing business, supports the commercial banking team, and recommends credit solutions. This role involves managing a designated portfolio of commercial loans, ensuring compliance with agreements, regulatory requirements, and underwriting policies, while overseeing the overall risk profile and identifying potential macro and micro risk issues early.
Manage complex credit activities to ensure performance quality, underwriting consistency, and timeliness.,Work on larger, complex deals, mainly focused on Middle Market and highly specialized lending.,Act as a consultant to business lines regarding credit issues, processes, and procedures.,Partner with Lending/Credit Officers to address exceptions identified by auditors.,Perform periodic inspections at customer sites to audit accounts and ensure adherence to loan agreements.,Coordinate with Account and Relationship Managers to perform routine financial analyses and credit investigations.,Manage and oversee workflow and adherence to policy for the department.,Ensure timeliness of information and efficiency in process and workflow.,Maintain confidentiality of credit and customer information at all times.
Bachelor's degree or work experience equivalent to a Bachelor's degree.,10+ years related experience.,Strong understanding of commercial business development techniques and credit decisions.,Demonstrates credit and financial analysis skills.,Working knowledge of capital markets (a plus).,Refined negotiation skills.,Demonstrates communication skills, both verbal and written.,Demonstrates PC skills.
Bachelor's Degree
40 hours/week
Occasional Domestic Travel
The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Group, one of the largest banks in North America. TD provides a wide range of personal, commercial, and investment banking products and services to over 27 million customers globally. Headquartered in Toronto, Canada, the bank operates through key segments including Canadian Retail, U.S. Retail, and Wholesale Banking.
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