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Full-Time
Remote

Credit Portfolio Manager II - C&I/CRE

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Description

The Credit Portfolio Manager II (CPM) at TD Bank performs financial analysis for credit decisions on new and existing business, supporting the commercial banking team. This role recommends credit solutions, manages a commercial loan portfolio for compliance, and identifies potential risk issues. The CPM handles complex credit activities, works on larger deals, and acts as a consultant to business lines regarding credit matters. They also coordinate with Account and Relationship Managers for financial analyses and credit investigations.

What We're Looking For

Manage complex credit activities ensuring quality, consistent underwriting, and timely performance.,Work on larger, complex deals, primarily in Middle Market and specialized lending.,Act as a consultant to business lines regarding credit issues, processes, and procedures.,Function as a resource for business lines and collaborate with senior management on various issues.,Partner with Lending/Credit Officers to address exceptions identified by auditors/examiners.,Perform periodic inspections at customer sites to audit accounts and ensure adherence to loan agreements.,Coordinate with Account and Relationship Managers for routine financial analyses and credit investigations.,Manage and oversee workflow and adherence to policy for the department.,Participate in organizational cost-benefit analysis and implementation.

Ideal Candidate

Bachelor's degree or equivalent work experience.,10+ years related experience.,Strong understanding of commercial business development techniques and credit decisions.,Demonstrates credit and financial analysis skills.,Working knowledge of capital markets is a plus.,Refined negotiation skills.,Demonstrates communication skills, both verbal and written.,Demonstrates PC skills.

Minimum Education

Bachelor's Degree

Hard Skills

Credit analysis
Financial analysis
Commercial business development
Capital markets
Negotiation
PC skills

Soft Skills

Communication
Problem-solving
Consulting
Collaboration
Organization
Detail-oriented

Work Hours

40 hours/week

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off (Vacation PTO
Flex PTO
Holiday PTO)
Banking benefits and discounts
Career development
Reward and recognition
Training programs
Mentoring programs

Special Commitments

Occasional Domestic Travel

About the Company

T

The Toronto-Dominion Bank

The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Group, one of the largest banks in North America. TD provides a wide range of personal, commercial, and investment banking products and services to over 27 million customers globally. Headquartered in Toronto, Canada, the bank operates through key segments including Canadian Retail, U.S. Retail, and Wholesale Banking.

Inclusive
Community-focused
Professional
Growth-oriented
Caring
View all jobs at The Toronto-Dominion Bank

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