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Full-Time
Hybrid

Contact Centre Representative (Credit Counsellor, Client Account Management)

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Description

This role involves working as a Credit Counsellor in CIBC's Client Account Management Department. The main responsibility is to connect with clients who have various CIBC products to discuss repayment options and resolve outstanding debts. This includes assessing client profiles, asking relevant questions to understand reasons for delinquency, informing clients about contractual terms, and offering solutions to prevent further payment issues. The position requires strong client engagement, call ownership, problem-solving skills, and efficiency in a metrics-driven, fast-paced environment.

What We're Looking For

Join CIBC's Client Account Management Department as a Credit Counsellor.,Connect with clients to discuss repayment options for outstanding debts.,Assess client profiles and ask questions to understand reasons for payment delinquency.,Ensure clients are aware of contractual terms and conditions.,Offer solutions to prevent further delinquencies.,Engage with clients to understand priorities, advise on solutions, and provide financial plans.,Utilize knowledge of cash management, credit, investment, and wealth protection.,Respond to incoming/outbound calls professionally and empathetically (Call Ownership).,Effectively obtain information and use networks to solve client problems.,Thrive in a metrics-driven environment, performing well based on key metrics and coaching.,Capture accurate information across multiple systems while engaging clients (Multitasking Efficiency).,Maintain effective communication and seamless service delivery in a fast-paced environment.,Ability to work independently as an Agent @ Home with a secure workspace (if working remotely).,Wired Internet connection with minimum 15 mbps download and 10 mbps upload speed (no satellite internet) for remote work.,Legally eligible to work in Canada.,Flexibility with work hours, including evenings and weekends.

Ideal Candidate

Client-first mindset to find the right solutions.,Passion for continuous learning and knowledge growth.,Driven to succeed and achieve goals in a metrics-driven environment.,Passionate about people, building trust, and understanding diverse perspectives.,Adherence to CIBC values: trust, teamwork, and accountability.

Hard Skills

Client education
Collections management
Debt collection disputes
Negotiation
Business operations
Analytical thinking
Customer service
Collection services

Soft Skills

Client engagement
Call ownership
Problem solving
Multitasking
Empathy
Courtesy
Professionalism
Communication
Interpersonal skills
Trust-building
Respect
Authenticity

Work Hours

37.5 hours/week; Contact Centre open Monday to Friday from 7:00 AM to 8:00 PM PST and Saturday from 8:00 AM to 4:00 PM PST, flexibility required for shifts including evenings and weekends.

Benefits

Competitive salary
Performance pay
Banking benefits
Benefits program membership
Defined benefit pension plan
Employee share purchase plan
Vacation
Well-being support
Moment Makers social recognition program

Special Commitments

Must be able to attend primary CIBC location within two hours upon request (for Agent@Home program).,Flexibility for shift-oriented role, including evenings and weekends.

About the Company

C

Canadian Imperial Bank of Commerce (CIBC)

CIBC is a leading North American financial institution with 14 million personal banking, business, public sector, and institutional clients. It offers a full range of advice, solutions, and services through its leading digital banking network and locations across Canada, the U.S., and around the world.

Client-focused
Inclusive
Collaborative
Innovative
Professional
View all jobs at Canadian Imperial Bank of Commerce (CIBC)

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