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Full-Time
Hybrid

Contact Centre Representative (Credit Counsellor, Client Account Management)

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Description

Join CIBC's Client Account Management Department as a Credit Counsellor to help clients with various CIBC products manage and resolve outstanding debts. This role involves assessing client profiles, understanding reasons for delinquencies, and offering solutions while ensuring clients are aware of their contractual obligations. The position involves both on-site and potential remote work after an initial training period.

What We're Looking For

Connect with clients to discuss repayment options for outstanding debts.,Assess client profiles and ask relevant questions to understand reasons for payment delinquencies.,Ensure clients are aware of their contractual obligations.,Offer solutions to prevent further delinquencies.,Able to attend primary CIBC location within two hours upon request (for Agent@Home program).,Secure workspace with a door to minimize distractions for remote work.,Wired internet connection with minimum 15 mbps download and 10 mbps upload speed (satellite internet prohibited).,Flexibility to work shifts including evenings and weekends within contact centre hours.,Client engagement: understand priorities, advise on solutions, and provide financial plans using knowledge of cash management, credit, investment, and wealth protection.,Call Ownership: respond to incoming/outbound calls professionally and empathetically.,Problem Solving: effectively obtain information and use networks to identify and solve problems.,Performance Metrics: thrive in an environment that rewards performance through regular reporting and coaching.,Multitasking Efficiency: capture accurate information across multiple systems while engaging with clients, ensuring seamless service.

Ideal Candidate

Client-focused approach, dedicated to finding the right solutions.,Eagerness to learn and grow knowledge.,Driven to succeed and motivated by achieving goals in a metrics-driven environment.,Passionate about people, building relationships, and trusting through respect and authenticity.,Ability to understand different perspectives, listen, and learn from others' experiences.,Alignment with CIBC values: Trust, Teamwork, and Accountability.

Hard Skills

Analytical Thinking
Business Operations
Collections Management
Customer Education
Customer Service
Debt Collection Litigation
Negotiation
Recovery Services

Soft Skills

Client engagement
Call Ownership
Problem solving
Performance orientation
Multitasking efficiency
Client-first mindset
Continuous learning
Goal-oriented
Relationship building
Empathy
Active listening
Trustworthiness
Teamwork
Accountability

Work Hours

37.5 hours/week, Contact Centre open Monday to Friday 8:00 AM - 8:00 PM EST, Saturday 8:00 AM - 4:00 PM EST. Flexibility for shifts including evenings and weekends is required.

Benefits

Competitive salary
Incentive pay
Banking benefits
Benefits program
Defined benefit pension plan
Employee share purchase plan
Vacation offering
Wellbeing support
MomentMakers (social, points-based recognition program)
Purpose Day (paid day off for growth and development)

Special Commitments

Must be able to attend primary CIBC location within two hours upon request.,Requires a secure home workspace with a door if working remotely.,Requires a wired internet connection (minimum 15 mbps download, 10 mbps upload); satellite internet is prohibited.

About the Company

C

Canadian Imperial Bank of Commerce (CIBC)

CIBC is a leading North American financial institution with 14 million personal banking, business, public sector, and institutional clients. It offers a full range of advice, solutions, and services through its leading digital banking network and locations across Canada, the U.S., and around the world.

Client-focused
Inclusive
Collaborative
Innovative
Professional
View all jobs at Canadian Imperial Bank of Commerce (CIBC)

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