Associate Director, U.S. Credit Risk Review

Lead and participate in executing CRR reviews for Wholesale and Wealth Management portfolios.,Evaluate risk rating accuracy, underwriting, portfolio management, emerging risks, and compliance with regulatory guidance and RBC policies.,Coach, mentor, and provide performance feedback to junior team members.,Execute the risk-based annual plan with CRR leadership and stakeholders.,Review borrower and portfolio-level credit risk, identify remediation actions, and communicate findings.,Conduct risk assessments of assigned industries/portfolios.,Evaluate and recommend improvements to risk frameworks, governance, and internal processes.,Interface with internal and external stakeholders to identify, document, and resolve risks.,Identify opportunities to leverage data and analytics for CRR processes.,Collaborate with credit risk stakeholders across all three lines of defense.,7+ years of experience in wholesale credit in an underwriting, adjudication, credit risk review, audit, consulting, and/or regulatory capacity.,Strong knowledge of capital markets, lending products, and regulatory guidance.,Strong negotiation, oral and written communication skills.,Ability to handle a diverse workload, accept accountability, assume leadership, and demonstrate initiative.

Graduate degree (e.g., Master of Business Administration, Master of Science in Finance, Master of Science in Economics etc.) (Nice to Have).,Regulatory background in a supervision and regulation role (Nice to Have).

Graduate Degree (preferred)