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Description

The Analyst, Underwriting supports the timely and effective review and approval of residential mortgage and real estate applications. This involves negotiating, approving, recommending, or declining applications within established guidelines and authorized lending limits. The role requires critical assessment of credit information, property-specific third-party due diligence reports, and providing specialized advice on company policy and procedures. They are expected to manage high work volumes and uphold quality and due diligence.

What We're Looking For

Negotiate, approve, decline, and recommend residential mortgage, real estate secured, and unsecured applications within CIBC processes, guidelines, and an authorized lending limit of up to $1,500,000.,Gather, review, and assess credit application information and documentation in line with CIBC risk parameters and Insurers' guidelines.,Handle correspondence and telephone inquiries from internal and external business partners (insurers, appraisers, solicitors).,Review, prepare, and make recommendations to managers or senior underwriters for applications exceeding authority limits.,Manage high work volumes to meet short timelines with a high level of quality and due diligence, reviewing a variety of lending products.,Demonstrated experience in dealing with mortgages, real estate secured, and unsecured applications.,Fluent in French and English.

Ideal Candidate

Experience in dealing with mortgages, real estate secured and unsecured applications.,Proficiency with computer software such as Microsoft Word, Excel, PowerPoint and SharePoint (an asset).,Strong critical thinking skills to inform decision-making.,Ability to investigate complex problems and interpret data.,Capacity to communicate detailed information effectively.,Digitally savvy, seeking innovative solutions and embracing evolving technologies.,Adaptability to new tools and trends.

Hard Skills

Analytical Thinking
Credit Negotiations
Decision Making
Ensure Compliance
Real Estate Lending
Relationship Building
Residential Mortgages
Risk Assessments
Risk Management and Mitigation
Underwriting
Microsoft Word
Excel
PowerPoint
SharePoint

Soft Skills

Client Focus
Purposeful Engagement
Attention to Detail
Critical Thinking
Data Interpretation
Communication
Digital Savvy
Adaptability
Trust
Teamwork
Accountability

Work Hours

37.5 hours/week

Benefits

Competitive salary
incentive pay
banking benefits
a benefits program
defined benefit pension plan
an employee share purchase plan
a vacation offering
wellbeing support
MomentMakers (social
points-based recognition program)
Purpose Day (paid day off for growth and development).

Special Commitments

Must be legally eligible to work in the specified location(s) and, where applicable, possess a valid work or study permit. May be required to complete attribute-based assessments and other skills tests (e.g., simulation, coding, French proficiency).

About the Company

C

Canadian Imperial Bank of Commerce (CIBC)

CIBC is a leading North American financial institution with 14 million personal banking, business, public sector, and institutional clients. It offers a full range of advice, solutions, and services through its leading digital banking network and locations across Canada, the U.S., and around the world.

Client-focused
Inclusive
Collaborative
Innovative
Professional
View all jobs at Canadian Imperial Bank of Commerce (CIBC)

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