Description
The Actuarial Pricing and Profitability team at TD is significantly expanding, offering new positions. This team is essential for maintaining the company's financial health and competitive edge by utilizing data analysis, actuarial science, and market research to ensure profitability while providing fair, attractive, and provincially compliant rates to clients. This growth offers exceptional opportunities for career advancement, exposure to diverse projects, and participation in significant transformations. As an Actuarial Analyst I, you will contribute to implementing pricing strategies to achieve business objectives, reporting to a manager, and demonstrating strong curiosity, a willingness to learn, and commitment to the team's goals.
What We're Looking For
Learn to update pricing algorithms to support profitability and growth objectives in regional auto (ON, QC, WP) or residential pricing.
Participate in pricing strategy discussions and assist in their implementation.
Help prepare documents for regulatory bodies.
Assist in building models and applying optimization techniques for premium adjustments.
Learn to monitor the performance of deployed strategies.
Help monitor and report on the financial performance of pricing strategies.
Learn to apply financial projection and pricing concepts.
Help centralize and optimize the Risk Sharing Plan (RSP) cession strategy.
Learn to analyze cession results, plan performance, and their impact on business objectives.
Help monitor the profitability of the Private Client Advice (PCA) portfolio.
Gain experience with complex risks and special coverage needs.
Help calculate premiums for special coverage needs.
Contribute to reviewing and updating group discounts and understanding the impact of Affinity Market Group (AMG) on business objectives.
Help monitor the profitability of affinity groups.
Help update AMG profit-sharing programs.
Support internal product and pricing initiatives, from initial business case to deployment.
Contribute to the development of our "bias and equity" pillar to ensure pricing strategies reflect these principles.
Support migration to a state-of-the-art pricing platform.
Contribute to improving collaboration between development and deployment teams.
Support monitoring of Usage-Based Insurance (UBI) driving behaviors and competitive trends.
Contribute to continuous improvement of UBI pricing strategy.
Ideal Candidate
University degree in actuarial science or a related field.
Knowledge of predictive modeling (desired).
In the process of passing professional actuarial exams (desired).
Minimum Education
Bachelor's Degree
Hard Skills
Soft Skills
Work Hours
35 hours/week
Benefits
Also Available At
About the Company
The Toronto-Dominion Bank
The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Group, one of the largest banks in North America. TD provides a wide range of personal, commercial, and investment banking products and services to over 27 million customers globally. Headquartered in Toronto, Canada, the bank operates through key segments including Canadian Retail, U.S. Retail, and Wholesale Banking.
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