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Full-Time
Remote

Account Manager II

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Description

This role focuses on delivering excellent customer service and driving profitable business growth within the commercial banking segment. The Account Manager II will expand their portfolio, maximize existing commercial customer relationships (credit and non-credit products), conduct credit analysis for their portfolio, and develop a shadow portfolio of target businesses, working closely with internal and external subject matter experts.

What We're Looking For

Deliver exceptional customer service and continuously improve the customer experience.,Lead all aspects of account management, credit, and operational risk for an assigned portfolio.,Utilize sales platforms to understand customer/target needs, industries, and markets.,Build knowledge of the market, customers, and broader economic factors.,Identify and respond to changes in the business environment, establishing action plans to address customer issues.,Develop and maintain centre of influence strategies and relationships.,Identify customer/prospect referral opportunities to internal Bank partners.,Enhance TDBG brand by participating in networking events.,Develop/implement sales strategies to attract, acquire, and retain customers/business development opportunities.,Build new relationships and deepen existing customer relationships by consistently following the Business Banking Relationship Methodology (BBRM).,Promote and offer the full suite of products, sales, services, and banking capabilities.,Meet or exceed business targets.,Negotiate to maximize profitability of relationships with existing customers based on risk profile.,Prepare credit applications with a high quality of risk assessment, credit structure, due diligence, and credit presentation.,Oversee the management of accounts to ensure they are appropriately monitored and remain within guidelines and assigned limits.,Renew credits in a timely manner, meeting targets for expired credits.,Understand the market and industries within the portfolio to ensure value-added service is provided while mitigating risk.,Actively refer to other business partners and respond effectively to reciprocal referrals.,Protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk transactions/activities as necessary.,Ensure compliance with regulatory and operational risk requirements.,Participate fully as a member of the team, supporting a positive work environment.,Provide industry knowledge for own area of expertise and participate in knowledge transfer.,Keep current on emerging trends/developments and grow knowledge of the business.,Participate in personal performance management and development activities, including cross-training.,Keep others informed and up-to-date about project status/progress.,Provide mentorship by sharing knowledge and experiences and leveraging best practices.,Lead, motivate, and develop relationships with internal and external business partners/stakeholders.,Contribute to a fair, positive, and equitable environment that supports a diverse workforce.,Act as a brand ambassador for your business area/function and the bank.

Ideal Candidate

Undergraduate/Graduate degree and/or 5+ years of relevant experience and/or Associate Program.

Minimum Education

Undergraduate/Graduate degree

Hard Skills

Credit analysis
Sales platforms
Credit applications
Risk assessment
Credit structure
Due diligence
Credit presentation
Account management
Financial statement analysis

Soft Skills

Customer service
Communication
Leadership
Teamwork
Networking
Problem-solving
Mentorship
Relationship building
Negotiation
Brand ambassadorship

Work Hours

37.5 hours/week

Benefits

Base salary
Variable compensation
Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Special Commitments

Subject to provincial regulation for employment purposes; Requires compliance with regulatory and operational risk requirements.

About the Company

T

The Toronto-Dominion Bank

The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Group, one of the largest banks in North America. TD provides a wide range of personal, commercial, and investment banking products and services to over 27 million customers globally. Headquartered in Toronto, Canada, the bank operates through key segments including Canadian Retail, U.S. Retail, and Wholesale Banking.

Inclusive
Community-focused
Professional
Growth-oriented
Caring
View all jobs at The Toronto-Dominion Bank

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